In this role of Lending Manager you will be involved in the exciting set up of an additional branch of this company in Edinburgh. The main responsibilities will be to build relationships with key clients and professional sector contacts to attract new business, to understand and analyse each case to make best informed lending decisions and to implement a pragmatic approach to underwriting mortgage applications.

Client Details

This short term property finance specialist are in the process of opening up a branch in the Edinburgh Market. With great market presence down South they are excited to bring their skills and expertise to Scotland.

Description

Role Responsibilities

* An ability to adopt a pragmatic approach to underwriting mortgage applications within approved lending mandate
* To understand and analyse key items such as credit searches, bank statements, financial accounts, property valuations and business appraisals in order to make informed lending decisions
* To deliver high levels of accuracy and attention to detail in data input and all written communication produced
* Building relationships with key clients and professional sector contacts to attract new business
* Able to develop a rationale for those cases outside of own lending mandate or company lending policy and communicate findings to Credit Risk department for their consideration
* To build successful working relationships with external contacts such as brokers, customers, surveyors and solicitors as well as internal teams such as administrators, credit risk and finance to ensure all lending requirements are satisfied prior to release of funds
* To effectively manage a large pipeline of cases through to completion, ensuring both company service standards and the lending policy is complied with throughout
* To deal with all internal and external telephone & email enquiries efficiently and within company standards
* Ensure a good understanding of all of the company's policies, procedures and compliance guidelines, installing the principles in your daily practice to protect the company from any associated risks
* To embrace the principles of treating customers fairly and responsible lending in all decision making
* Identifying opportunities to improve our product portfolio

Profile

* An excellent understanding of the commercial mortgage sector,
* A good knowledge and understanding of legal conveyancing
* Experience of working to tight deadlines
* Experience of working in a team
* A highly skilled communicator with superior written an

Job Offer

An exciting opportunity to get stuck in and involved in the opening of a new branch, showcasing your skills, personality and drive for success.