GM Credits / General Manager Credits / Credit Manager Valapad Location

Manappuram Finance Limited
Thrissur, IN
12 Dec 2018
12 Dec 2018
Job Role
Credit Manager
Contract Type
Job TitleGM â€" Credit DepartmentPersonal Loan (Unsecured Loan) Reporting Person:SGM â€" Personal Loan Qualification:Graduate / Post Graduate Experience:ï,§10 â€" 15 Years Key Responsibilities / Duties: ï,§Maintain a department organizational structure sufficient to meet all goals and objectives. ï,§Measure department performance with appropriate metrics ï,§Provide for training to the credit staff on an ongoing basis. ï,§Manage relations with credit rating agencies & bureaus ï,§Manage relations with credit insurance providers ï,§Manage relations with the sales department ï,§Maintain the corporate credit policy ï,§Recommend changes in the credit policy. ï,§Create a credit scoring model ï,§Manage customer credit files ï,§Monitor the credit granting and updating process ï,§Accept or reject the staff's credit recommendations ï,§Personally investigate the largest customer credit applications ï,§Monitor periodic credit reviews. Personal Traits: Self-starter, Team leading ability, Willingness to go an extra mile, Deliver on deadlines, Ability to align to the company’s culture, Team player. Experience in the relevant field with NBFCs. Formulate a loan policy. Implement (and periodically update) loan appraisal processes aligned with evolving market conditions to ensure high degree of asset quality. Deploy appropriate IT solutions Skills: GM Credits,General Manager Credits,Credit Control,Credit Management,Credit Limits,Credit Manager,Senior Manager Experience: 10-15 Years