SMEAG Credit Analyst

Recruiter
ICICI Bank
Location
Mumbai, IN
Salary
Competitive
Posted
12 Dec 2018
Closes
12 Dec 2018
Ref
1035381839
Job Role
Credit Manager
Contract Type
Permanent
Hours
Full-time
SMEAG Credit Analyst Grade: DMII/ MMI Reports to: Team Lead -Job Role and Responsibilities and Deliverables: He / she is accountable for the entire credit granting process, including the consistent application of a credit policy, assessment of the creditworthiness of potential customers. -To underwrite SME proposals based on in-depth financial analysis with an overview of industry and to identify the risk along with mitigates, if any. -Closely monitor the portfolio -Personally visiting the prospective and existing customers -Manage customer credit files and MIS -Adhere the credit policies and process. Recommend changes in the credit policy to middle management Product/Customer Handled: -Working capital, Term loan, Project finance -SME clients/Corporate Agri clients Skills and Competencies: -Ability to engage with various control groups within the organization -Credit Knowledge: To assess the company?s financials (i.e. loss, rating, PAT (profit after tax) etc. of the company) Educational Qualifications: -MBA Finance from reputed institutes with 2-10 years work experience -Charted Accountant with 2-8 years work experience

Location:
Chennai,Delhi,Hyderabad,Bangalore,Pune,Mumbai,Kolkata Min Exp (yrs): 2.00 Max Exp (yrs): 10.00 Job Role and Responsibilities and Deliverables: He / she is accountable for the entire credit granting process, including the consistent application of a credit policy, assessment of the creditworthiness of potential customers. Skills: SMEAG Credit Analyst, Charted Accountant, PAT, profit after tax, Credit Analysis Experience: 2-10 Years Education: CA,MBA