HK - GCB - Risk Manager (Mortgage and Merchant Portfolio)

Recruiter
Citi
Location
Hong Kong
Salary
Competitive
Posted
11 Aug 2017
Closes
16 Aug 2017
Contract Type
Permanent
Hours
Full-time
  • Primary Location: HK,Hong Kong,Hong Kong
  • Education: Bachelor's Degree
  • Job Function: Risk Management
  • Schedule: Full-time
  • Shift: Day Job
  • Employee Status: Regular
  • Travel Time: No
  • Job ID: 17046997


Description

  • Manage the risk / reward dynamics for the Bank's Mortgage portfolio and Merchant business through establishing overall lending guidelines
  • Develop and formulate acquisition / portfolio policies and conduct analysis to fine-tune the acquisition / portfolio management strategies in order to optimize risk and reward trade-off
  • Participate in the development and monitor the effectiveness of statistically validated approval tools
  • Conduct portfolio and collection management actions, such as early warning alerts, stress test and loan loss forecast
  • Participate and drive critical regulatory initiatives such as Stress Test Model development with the global modeling unit, regular stress testing & result documentation, global retail data automation project
  • Ensure all credit processes are in compliance with company policies and requirements set out by the local as well as lead regulator through effective execution of control programs such as self-assessment, quality assurance, application audit


Qualifications

  • Degree holder in Qualitative Analysis, Statistics, Accounting, Economics or Mathematics
  • Minimum 6-7 years of portfolio risk and analytics management experience in Mortgage and Merchant Acquiring Products
  • Analytical and logical with proficiency in data analysis using statistical or database program e.g. SAS, Access or Excel
  • Strong knowledge and experience in managing credit scorecards, stress testing, segmentation and Basel models
  • Self-initiative, effective communication and interpersonal skills as well as the ability to motivate others, strong sense of compliance awareness