Skip to main content

This job has expired

Credit Analyst - Dealer Services

Employer
CAPITAL ONE FINANCIAL SERVICES CLIENT
Location
India, IN
Salary
Competitive
Closing date
Nov 12, 2019

View more

Job Role
Credit Control
Sector
Finance
Contract Type
Permanent
Hours
Full Time
At Capital One, were building a leading information-based technology company. Still founder-led by Chairman and Chief Executive Officer Richard Fairbank, Capital One is on a mission to help our customers succeed by bringing ingenuity, simplicity, and humanity to banking. We measure our efforts by the success our customers enjoy and the advocacy they exhibit. We are succeeding because they are succeeding. Guided by our shared values, we thrive in an environment where collaboration and openness are valued. We believe that innovation is powered by perspective and that teamwork and respect for each other lead to superior results. We elevate each other and obsess about doing the right thing. Our associates serve with humility and a deep respect for their responsibility in helping our customers achieve their goals and realize their dreams. Together, we are on a quest to change banking for good. Credit Analyst - Dealer Services As a Credit Analyst for the Regional Commercial Bank (RCB) Dealer Services, you will be a part of an underwriting and sales team, analyzing and underwriting commercial credit requests. Analysts receive training on identifying and mitigating credit risk, the foundation to make informed lending decisions, and the fundamental tools to manage a portfolio. Associates participate in training activities devised to foster the development of credit and lending knowledge from both a quantitative and qualitative perspective. Credit Analysts are afforded the tools to develop a strong foundation in credit analysis and decision principles that will enable their growth and success at Capital One. Upon successful demonstration of necessary skills, Credit Analysts will have the opportunity to seek and explore roles within RCB. Roles may be to continue in an underwriting capacity, to move within the risk organization, or into a Relationship Manager role. Responsibilities Participate in loan origination, structuring and underwriting of credit facilities Spread financial statements and related material, and analyze and evaluate commercial loan requests (may include sensitivity analysis and projections) Research and present industry/market analysis as background work supporting credit decisions Support the Relationship Manager and Underwriter with portfolio management responsibilities May act as a data steward to analyze portfolio-wide metrics and identify key portfolio trends and emerging risks Basic Qualifications At least 9 credit hours in Accounting Bachelors Degree or Military Experience Preferred Qualifications Bachelors Degree in Accounting or Bachelors degree in Finance Or Bachelors degree in Data analytics Internship experience in Commercial Banking or Business Banking or Accounting At this time, Capital One will not sponsor a new applicant for employment authorization for this position. No agencies please. Capital One is an Equal Opportunity Employer committed to diversity and inclusion in the workplace. All qualified applicants will receive consideration for employment without regard to sex, race, color, age, national origin, religion, physical and mental disability, genetic information, marital status, sexual orientation, gender identity/assignment, citizenship, pregnancy or maternity, protected veteran status, or any other status prohibited by applicable national, federal, state or local law. Capital One promotes a drug-free workplace. Capital One will consider for employment qualified applicants with a criminal history in a manner consistent with the requirements of applicable laws regarding criminal background inquiries, including, to the extent applicable, Article 23-A of the New York Correction Law; San Francisco, California Police Code Article 49, Sections 4901-4920; New York Citys Fair Chance Act; Philadelphias Fair Criminal Records Screening Act; and other applicable federal, state, and local laws and regulations regarding criminal background inquiries. If you have visited our website in search of information on employment opportunities or to apply for a position, and you require an accommodation, please contact Capital One Recruiting at 1-800-304-9102 or via email at RecruitingAccommodationcapitalone.com. All information you provide will be kept confidential and will be used only to the extent required to provide needed reasonable accommodations. For technical support or questions about Capital One's recruiting process, please send an email to Careerscapitalone.com Capital One does not provide, endorse nor guarantee and is not liable for third-party products, services, educational tools or other information available through this site. Capital One Financial is made up of several different entities. Please note that any position posted in Canada is for Capital One Canada, any position posted in the United Kingdom is for Capital One Europe and any position posted in the Philippines is for Capital One Philippines Service Corp. (COPSSC). Back To Search Results

Get job alerts

Create a job alert and receive personalized job recommendations straight to your inbox.

Create alert