Opening for Credit Manager in Himatnagar in NBFC company
- Employer
- Addon Manpower Solutions LLP
- Location
- India, IN
- Salary
- Competitive
- Closing date
- Nov 19, 2019
View more
- Job Role
- Credit Control
- Sector
- Finance
- Contract Type
- Permanent
- Hours
- Full Time
You need to sign in or create an account to save a job.
Functional Responsibilities
• Enforcement and adherence of the company credit process and policy in the Branches for Secured and hypothecated loans
• Approval of Secured and hypothecated loans as per policy
• Review of portfolio with respect to delinquency/losses/fraud of the portfolio with branch manager
• Hand holding of branches in initial stages for better understanding of processes including customer assessment, cash flow, CPV etc
• Interacting with Branch Managers and Cluster Business Manager from risk and loss control perspective. Job Requirements Qualifications Minimum Graduate in any stream Experience
• 4-5 years total experience in credit function with 2-3 years or more relevant experience in credit approval in consumer finance (LAP/Personal loan/Mortgage/Auto/2W/Consumer Durable) in NBFC/Banks
• Functional Competencies
• Credit Appraisal: Ensure all loan application is appraised as per credit policy and within applicable TAT. Meeting the customer for approval is also required
• Risk Mitigation: Identify and analyze risks (economic, social, political, etc)
• related to broader loan portfolio; ensure portfolio diversification and quality across activities and Area
• Collection: Need to monitor collection as per repayment schedule from customers. Collection is done by Branch CROs
• Training: Training branch CROs regularly on credit policy and improvement areas. Greetings for the day We have urgent vacancy for Credit Manager in Himatnagar location. Designation :- Credit Manager Experience :- minimum 2 year ( In Credit) Product :- HL / BL / LAP /ML Skills: credit,Risk,Loan Experience: 1-5 Years
• Enforcement and adherence of the company credit process and policy in the Branches for Secured and hypothecated loans
• Approval of Secured and hypothecated loans as per policy
• Review of portfolio with respect to delinquency/losses/fraud of the portfolio with branch manager
• Hand holding of branches in initial stages for better understanding of processes including customer assessment, cash flow, CPV etc
• Interacting with Branch Managers and Cluster Business Manager from risk and loss control perspective. Job Requirements Qualifications Minimum Graduate in any stream Experience
• 4-5 years total experience in credit function with 2-3 years or more relevant experience in credit approval in consumer finance (LAP/Personal loan/Mortgage/Auto/2W/Consumer Durable) in NBFC/Banks
• Functional Competencies
• Credit Appraisal: Ensure all loan application is appraised as per credit policy and within applicable TAT. Meeting the customer for approval is also required
• Risk Mitigation: Identify and analyze risks (economic, social, political, etc)
• related to broader loan portfolio; ensure portfolio diversification and quality across activities and Area
• Collection: Need to monitor collection as per repayment schedule from customers. Collection is done by Branch CROs
• Training: Training branch CROs regularly on credit policy and improvement areas. Greetings for the day We have urgent vacancy for Credit Manager in Himatnagar location. Designation :- Credit Manager Experience :- minimum 2 year ( In Credit) Product :- HL / BL / LAP /ML Skills: credit,Risk,Loan Experience: 1-5 Years
You need to sign in or create an account to save a job.
Get job alerts
Create a job alert and receive personalized job recommendations straight to your inbox.
Create alert