Job Opening Details Reference Code VK190723 Job Title Regional Credit Manager- LAP Category Job Description Oversee the underwriting of the loans in the Hub region -Review the underwriting process at Hub level and define process as per available resources and branch requirements. -Credit decision on LAP cases based on Bank policies, processes and merits of the case for limits beyond manager underwriting. -Forward request for approval after reviewing the file beyond limit to the CSO -Evolve underwriting norms customized to the local market needs and update the credit bulletins -Identify fraudulent practices and mitigate risk through changes in policy and process -Formulate and manage the technical evaluation process and policies in the hub region -Formulate and manage the legal evaluation process in the Hub region -Appoint and manage external agents for verification process Fraud investigation, Legal verification and technical evaluation Work closely with the CRO risk on builder financing approval related issues -Co-ordinate with the recoveries team and generate business insights to mitigate risk -Resource planning and management at hub for smooth running of operations -Set exposure limits and maintain total sanctioned amount in the hub region for specific projects, builders, customer segments and geographical areas