Credit Risk Analyst London Up to circa £65,000 Join an exciting business on a journey to revolutionise its niche lending space Youre role will be to manage portfolio performance, drive change and strategy and build out the Credit Risk Analytics and monitoring capability. Develop and optimise Credit Risk Strategy and manage portfolio performance in a fast paced, fun environment. Youll need to understand the levers for credit performance, be able to drive commercial strategy and use your data and analytical skills to manage Credit Risk and drive Strategy for the loans portfolio as well as building the Credit Risk monitoring infrastructure all using Python and SQL. Youll also have key stakeholder responsibilities and will interact fluidly with different teams across the business in a collaborative way. THE COMPANY: A fastpaced, innovative lender with an outstanding team of numerically orientated entrepreneurs. Join an exciting business on a journey to revolutionise its niche lending space Its time to scaleup and they need an experienced Credit Risk Analyst to take responsibility and help drive growth. THE ROLE: - Monitor Credit Risk performance of loans portfolio - Design and build the Credit Risk monitoring platform - Drive stepchange improvements in credit performance by developing risk models, testing hypothesis and monitoring portfolio trends - Identify new opportunities through the application of leading edge analytical techniques - Translate numbers into business opportunities and deliver insights to drive decisionmaking - Be a key point of contact across the business and the sme for Credit Risk Analytics YOUR SKILLS AND EXPERIENCE: - The entire business is Russell Group, numerically educated so youll need to be the same with a 2.1 minimum degree - Experience in a fastpaced toptier lender, challenger bank or startup financial business - Strong experience in Credit Risk covering portfolio analytics and/or strategy development - Handson with data analysis using Python (ideally with SQL) - Ideally with experience across the Credit Risk lifecycle BENEFITS: - An exciting journey to revolutionise auto lending - A fastpaced, fun environment with no redtape and huge scope for impact - Salary up to circa £65,000 - Bonus - Pension - 25 days holidays - Private health care KEYWORDS: Credit Risk, Portfolio Analytics, Portfolio Manager, Strategic Decisions, Commercial, Insights, Data, Retail Banking, Acquisition Strategies, Portfolio Analytics, Portfolio Strategies Collections Strategies, Credit Risk Strategy, SQL, R, Python, SAS