To provide credit risk analysis expertise in support of the Bank's commercial activity in all product lines and with all types of counterparties. Responsibilities To review Corporates and Financial Institutions with which the bank has or is proposing to have a relationship by analysing the latest financial information and assessing the risk. To ensure that reviews are undertaken in a timely manner by obtaining the necessary information in advance. To provide a consistent level of good risk appraisal, outlining the risks, strengths and weaknesses of the proposal and adding value in providing suggestions to strengthen the proposal. To provide clear and unambiguous recommendations of the risk proposals. To ensure a timely turnaround of credit proposals and reviews. Ensure that credit proposals adhere to the Bank and Group Credit Policy. To refer unsuitable proposals at an early stage to the Head of Credit. Knowledge Knowledge of banking industry products/services. Ability to collaborate and communicate effectively. Analytical ability. Ability to interact with the key stakeholders in a multi-cultural environment. Accuracy and attention to detail. Ability to examine the linkages and interactions between different type of risks (credit; regulatory; operational; transactional; etc.). Critical thinking and Decisiveness. Ability to work under pressure. Experience 5-7 years relevant experience in FI and corporate credit functions. Knowledge/experience of GCC and MENA markets, including a good understanding of the FI and corporate clients, economic sectors, macro-economic factors and related country risks within the region is a benefit. Fair amount of experience in assessing Trade Finance proposals.