Credit Risk Analyst London Up to circa £75,000 Join an exciting fin-tech business on a journey to revolutionise it's niche lending space You'll work closely with the Head Of Credit Risk and the Data Engineers to design and develop the credit risk monitoring platform, set the lending strategies (across the full life-cycle) and optimise portfolio performance. Develop and optimise Credit Risk Strategy and manage portfolio performance in a fast paced, fun environment. You'll need to understand the levers for credit performance, be able to drive commercial strategy and use your data skills to manage Credit Risk, drive Strategy as well as build the Credit Risk monitoring infrastructure - all using Python and SQL. You'll also have key stakeholder responsibilities and will interact fluidly with different teams across the business in a collaborative way. THE COMPANY: A fast-paced, innovative lender with an outstanding team of numerically orientated entrepreneurs. Join an exciting business on a journey to revolutionise it's niche lending space It's time to scale-up and they need an experienced Credit Risk Analyst to take responsibility and help drive growth. This role will move into team management as the team grows over time. THE ROLE: Monitor Credit Risk portfolio performance Design and build the Credit Risk monitoring platform Develop data driven lending strategies Drive step-change improvements in credit performance by developing risk models, testing hypothesis and monitoring portfolio trends Identify new opportunities through the application of leading edge analytical techniques Translate numbers into business opportunities and deliver insights to drive decision-making Be a key point of contact across the business and the SME for Credit Risk Analytics YOUR SKILLS AND EXPERIENCE: The entire business is Russell Group, numerically educated so you'll need to be the same with a 2.1 minimum degree Experience in a fast-paced top-tier lender, challenger bank or start-up financial business Strong experience in Credit Risk covering portfolio analytics and/or strategy development Hands-on with data analysis using Python, R, SQL or SAS Ideally with experience across the Credit Risk life-cycle You'll need to solve problems using a first-principles approach BENEFITS: An exciting journey to revolutionise auto lending A fast-paced, fun environment with no red-tape and huge scope for impact Salary up to circa £75,000 Bonus Pension 25 days holidays Private health care KEYWORDS: Credit Risk, Portfolio Analytics, Portfolio Manager, Strategic Decisions, Commercial, Insights, Data, Retail Banking, Acquisition Strategies, Portfolio Analytics, Portfolio Strategies Collections Strategies, Credit Risk Strategy, SQL, R, Python, SAS