Responsibility Enforcement and adherence of the company credit process and policy in the Branches for Secured and hypothecated loans Approval of Secured and hypothetical loans as per policy Review of portfolio with respect to delinquency/losses/fraud of the portfolio with branch manager Hand holding of branches in initial stages for better understanding ofprocesses including customer assessment, cash flow, CPV etc Interacting with Branch Managers and Cluster Business Manager from risk and loss control perspective. Job Requirements Qualifications Minimum Graduate in any stream Experience4-5 years total experience in credit function with 2-3 years or more relevantexperience in credit approval in consumer finance (LAP/Personal loan/Mortgage/Auto/2W/Consumer Durable) in NBFC/BanksFunctional Competencies Credit Appraisal: Ensure all loan application is appraised as per credit policyand within applicable TAT. Meeting the customer for approval is also required Risk Mitigation: Identify and analyze risks (economic, social, political, etc)related to broader loan portfolio; ensure portfolio diversification and qualityacross activities and Area Collection: Need to monitor collection as per repayment schedule fromcustomers. Collection is done by Branch CROs Training: Training branch CROs regularly on credit policy and improvementareas. Greetings for the day We have urgent vacancy for Credit Manager in Himatnagar location. Designation :- Credit Manager Experience :- minimum 2 year ( In Credit) Product :- Home Loan / Business Loan / Mortgage Loan Skills: Credit,Risk,Credit analyst,Credit manager,Credit Officer,Credit Risk,Risk Management,Credit Analysis,Risk Analytics Experience: 4-9 Years