Our Credit Risk Analysts are the foundation of our business and their work is key to our success. Due to continued growth, we have opportunities available that will suit a graduate or someone that has recently embarked on their credit risk career. As well as project diversity, we are also committed to investing in training for all of our analysts so that we can develop the most capable credit risk team to assist MotoNovo on its expansion journey. As a Quantitative/Credit Risk Analyst you will assist the Credit Analytics Team in developing and maintaining scorecards and other statistical models utilised in the business.You will also be required to develop and maintain effective analytical reports - such as for credit committee or scorecard monitoring forums - that can be used by the business to make key decisions on areas such as risk. What you will be doing Support the Credit Analytics Team in its statistical analysis duties Assist in the development and maintenance of scorecards as and when required, applying technical methods where necessary Produce reports on a weekly/monthly/quarterly basis including scorecard monitoring and management information Assist the Credit Analytics management team in handling specific requests from internal and external stakeholders Maintain a comprehensive and up to date knowledge and understanding of MotoNovo Finance products and services, providing accurate information and proactively promoting them where appropriate Maintain good knowledge and understanding of all relevant policies and procedures relevant to the role (e.g. ICOB, FCA Rules, Money Laundering, Data Protection, etc.), being compliant with these policies and procedures at all times Treat customers fairly and aim to deliver fair customer outcomes in all of our day-to-day processes Embrace the team culture and ethic of collaborative working - supporting, motivating and assisting colleagues in the operation of the department and throughout the business Recognise and recommend improvements to Company procedures to ensure the efficiency and effectiveness of the business Ensure that all system based records are maintained in an accurate and timely manner (and ensure that data integrity is maintained at all times) as prescribed by regulatory, legislative and company procedures Provide management information as requested. Have a sound understanding of systems used to enhance the business activities, ensuring these are maintained in an accurate and timely manner Maintain excellent standards of communication, both verbal and written, seeking support from line management where appropriate Continue to develop self and role by studying relevant training materials and product information and continually develop and improve product knowledge Demonstrate ability to innovate and think outside of conventional parameters What you will need Highly numerate and educated to degree level or equivalent in a numerate subject Will be an analytical thinker and logical problem solver Will have good interpersonal skills with the ability to build strong working relationships at all levels across the business Experience in creating and developing credit risk/scorecard models as well as any coding experience is highly desirable but not essential Life in the team The team operates on a culture of shared learning, creative thinking and proactive support for the business. The successful candidate must be prepared to embrace this way of working and be an active contributor to the team ethic. We don't just focus on the business outcome; we recognise the importance of personal and professional development, so we offer great and frequent opportunities for learning and development. There is also our very competitive benefits package which can be explored further on our 'Working Here' page. What the process looks like If successful at the application stage, we will invite you to complete a telephone interview. If successful at this stage, you will be invited to attend a face to face interview which will include technical and competency based interview questions and a Credit Risk assessment. If this goes well we will be asking you to join the team We welcome applications from all suitably qualified candidates as we know that Diversity & Inclusion is integral to the success of the company and we are striving to build a company where everyone feels welcome and valued and where differences are embraced. Please be aware that we reserve the right to close this vacancy early should sufficient applications be received. Please be aware that you will be required to provide proof of right to work in the UK should you be successful in joining us. We do not accept speculative agency CVs. Any CV received will be treated as a gift and not eligible for an agency fee. PSL agencies should only send CVs if authorised to do so by the Recruitment team.