Senior Credit Risk Analyst

Recruiter
together
Location
Cheadle, UK
Salary
Competitive
Posted
22 May 2019
Closes
26 May 2019
Ref
1148914519
Job Role
Credit Manager
Contract Type
Permanent
Hours
Full-time
Level of qualification
Newly qualified, Qualified
Senior Credit Risk Analyst We're Together, proud to be a Financial Services success story based in South Manchester. Our team of over 700 colleagues is continuing to grow, and we are delighted to be 34th in the 2018 Sunday Times Best 100 Companies to Work For. Lending year-in, year-out for over 40 years' we've grown into one of the finance industry's best-kept secrets. We play our part to turn challenges into opportunities that make our customers' financial ambitions accessible. We understand that for our business to grow, our people must grow. We are currently looking to recruit a Senior Credit Risk Analyst within our Group Risk function. Reporting into the Credit Risk Manager, you will play an integral role in the reporting and analysis on the quality of lending against Group and Divisional credit risk appetite. The successful candidate will also be responsible for the development of IFRS9 reporting segmentation, and its ongoing support. They will also be response and analysis of the portfolio to improve efficiency and automation. To be considered for this role, you will have a passion for analytics and come from a similar Credit Risk background, ideally within a volume credit risk management environment in financial services.

Responsibilities:

• Production and ongoing enhancement of credit risk reporting, providing timely and accurate monthly and quarterly reports and updates to Risk committees;
• Provide analytical insights and make strategic recommendations for the full credit risk life-cycle;
• Ongoing management of the business' provisioning model
• Development of Divisional IFRS9 reporting and analysis;
• Updating and optimising parameters; driving developments; and presenting impact analysis to senior management.
• Perform analysis to support credit risk strategy, policy and process development;
• Support development and monitoring of new products ;
• Build and maintain a strong stakeholder network to share credit risk expertise and insight across the organisation; Experience:
• Experience in a credit risk environment
• Relevant coding experience (SQL/R or equivalent);
• Degree educated, preferably within a numerate discipline;
• Strong understanding of the fundamental concepts of credit risk management;
• Advanced Excel skills;
• Candidates with knowledge of IFRS9 will be given additional consideration Together is a specialist lender which offers residential and commercial mortgage loans to niche market segments underserved by mainstream lenders. As one of the North West's most profitable companies, Together has established itself over 40 years of successful trading as a leading finance provider, thanks to its common-sense approach to lending. Together has been named as one of the UK's best 100 mid-size companies, for the second year running, ranking at an impressive 52nd in the 2019 Sunday Times Best 100 Companies to Work For. We offer a range of company benefits, including 25 days holiday which can be flexed up/down, pension, life assurance, critical illness cover, health cash plan, private medical insurance, regular team/individual incentives, travel season ticket loans, Ride to Work scheme, free gym access and local bar/restaurant discounts. Career development opportunities are excellent and where appropriate we offer sponsorship of relevant qualifications. Please note that all successful applicants will be subject to a Criminal Records Bureau check, a credit check and a Fraud Prevention database check. Together is a specialist lender which offers residential and commercial mortgage loans to niche market segments underserved by mainstream lenders. As one of the North West's most profitable companies, Together has established itself over 40 years of successful trading as a leading finance provider, thanks to its common-sense approach to lending. Together has been named as one of the UK's best 100 mid-size companies to work for. We went straight into the top 40, ranking at an impressive 34 in the UK and making the top ten in the North West. We offer a range of company benefits, including 25 days holiday which can be flexed up/down, pension, life assurance, critical illness cover, health cash plan, private medical insurance, regular team/individual incentives, travel season ticket loans, Ride to Work scheme, free gym access and local bar/restaurant discounts. Career development opportunities are excellent and where appropriate we offer sponsorship of relevant qualifications. Please note that all successful applicants are subject to enhanced pre-employment screening checks. This will consist of a Disclosure Barring Service check, credit check, fraud prevention check and sanctions file check.