About the Team The credit risk team consists of 3 analysts and a risk administrator led by the credit risk manager who reports into the FD. The team work closely with the sales team and various areas of business operations. The credit risk team are ultimately responsible for the management and control of credit exposure to the business in what is a rapidly evolving and dynamic environment. Your Role This role will be a key member of our growing credit risk team supporting our rapidly growing and dynamic IT solutions business. This passionate, highly numerate analyst will work closely with our finance and sales teams as well as our external insurance underwriter team to maintain credit risk controls within an existing framework. The successful candidate will be enthusiastic and confident at making credit decisions, possess excellent communication skills and an understanding of the credit risk we're taking. Good organisational skills and an ability to plan and deliver against demanding deadlines. Softcat increasingly rely on the internal credit assessment team to manage credit risk when supporting the business in its deal approval process. As a result, the internal credit assessment team is growing in number and expertise. This role will be key in driving the credit review process for the huge number of customers that the Company trades with, balancing the company's risk appetite with the demands of the sales force. What you'll be doing Report directly to credit manager and assist with the day to day management of a dedicated customer ledger. To deliver timely credit decisions within stated credit parameters and own underwriting authority with the ability to provide commercially balanced recommendations Make recommendations with supporting substantiated rationale on deals outside of own personal credit underwriting mandate Obtain and analyse financial, risk and market information Maintenance of credit processes to ensure integrity and accuracy of data Communicate credit decisions and requirements in a clear and concise manner to other parts of the business Keep up to date with market information to understand the implications this may have upon credit decisions and risks Help develop and improve processes and controls by identifying areas of improvement and following through with recommendations to implementation What we need from you We are looking for a highly numerate and motivated individual with demonstrable experience in a credit analyst role or similar Proven analytical skills with ability to document findings and make recommendations Strength of character to stand by decisions and explain to those less familiar with credit risk Demonstrable ability to think around a subject, considering risk implications of our current policies and procedure Ability to take calculated risks with favourable outcomes Strong financial literacy and ability to interpret financial information from a credit-worthiness perspective Contribution to development of credit policies & to business process improvement Strong record of success in a fast-paced environment, with ability to manage own work and deadlines Robert Half Ltd acts as an employment business for temporary positions and an employment agency for permanent positions. Robert Half is committed to equal opportunity and diversity. Suitable candidates with equivalent qualifications and more or less experience can apply. By applying to this position, you acknowledge that you have read and accept the following terms: https://www.roberthalf.co.uk/privacy-notice This job was originally posted as www.totaljobs.com/job/86385351