Broadgate Search has been engaged by one of our key clients, who are well respected in the consumer credit space. Our client typically preffer to promote internally making this an even more exciting opportunity to enter an encouraging environment for personal and professional development aswell as exposure to an established experienced risk team that will require members to build the confidence to challenge people when necessary. Primary purpose of the role One of the key roles for the successful applicant is the oversight of the evolution and management of credit risk. The Risk Analyst is responsible for analysing credit risk exposure which involves conducting analysis to mitigate credit risk, create and monitor credit policy. In addition, this position will be responsible for monitoring credit performance by retail and wholesale and taking initiatives to raise queries with Management. The applicant will be required to ensure risk reporting is made accurately and in line with deadline. Work in partnership with Finance, Accounting and other areas of Credit Risks, furthermore this role will require close contact with the HQ of various partnered businesses. MAIN RESPONSIBILITIES Support the Risk Control function: - Obtain, calculate the monthly Risk KPIs and ensure monthly reporting produced in line with deadlines. - Liaise with the Collections and relevant risk areas for additional information and consistency. - Assists in IFRS9 provisioning as follows: Reconciliation; Consistency check of the provision calculation; Calculation of the post model adjustments; Reconciliation with Accounting (Local and central teams). - Upload risk information in the consolidated system (MIS) on a monthly basis and perform checks to ensure accuracy. - Perform monthly, quarterly, bi-annual, annual risk report to the relevant stakeholders such as Accounting, Collections, relevant other risk areas. - Analyse the performance of the KPIs, identify the gaps against budget and forecast. - Perform checks on the quality of the data, investigate and reconcile discrepancies. - Proactively monitor and report relevant changes in trends and portfolio performance. - Perform monthly and quarterly forecast in liaison with Financial Control and relevant areas. - Maintenance of the EUCs related to Risk Control (templates, databases, excel files). - Represent the company at the regularly calls, meetings related to Risk Control. Remediation of issues with HQs. - Provide inputs and / or assistance for RIA Risk Performance and Risk Appetite Metrics related to Credit Risk. - Ensure Procedures and guidelines are regularly updated. Provide support to all Risk related activities as required by the CRO and the Manager. Provide support in the preparation of the monthly Market Risk reports. Assist the Manager in preparing reports to the Risk Committee. Assist in the creation, maintenance and monitoring of risk policies. Support the Senior Risk Analyst in preparing reports. Assist in the completion of annual budget and Medium Term Plans.