Credit Research Analyst

Location
Mumbai, Konkan (IN)
Salary
3.6 L INR to 4.2 L INR
Posted
05 Apr 2019
Closes
05 May 2019
Ref
KAR-CR-MUM-0128
Contract Type
Permanent
Hours
Full-time
Level of qualification
Newly qualified, Part qualified, Qualified

Overview  

As a Credit Research Analyst, you will be required to assist in developing company products by analysing various data sources and financial statements. 

 

Key Responsibilities:  

  • Analysis of key financial and non-financial indicators and comparing them to their corresponding industry benchmarks for assessment of business performance. 
  • Preparation of credit assessment reports customized to client’s demands. 
  • Collection and collation of data from various data points (both online and offline) and interpreting the same to find patterns and anomalies. 
  • Define and develop methodologies, databases and other information for efficient credit assessment and loan monitoring of businesses across all industries. 
  • Collaborating with other teams for further development of products offered by Karza, streamlining the current process and providing constant feedback to improve current standards. 
  • Evaluating the background of entities in order to determine the degree of risk involved in lending money to them.
  • Maintain a good working knowledge of the lending, legislation and government policies.

 

Qualification and Skills Required  

  • CIMA/CA – Qualified/Semi Qualified 
  • Excellent analytical and problem-solving capabilities: should be able to understand the law and regulations around running a business in India, identify implications and critical aspects of compliance and non-compliance with the same. 
  • Must be proactive and adaptive to change. 
  • Freshers can apply. 

 

Skills Preferred  

  • Understanding of the Banking and Financial Services Industry in India. 
  • Knowledge of statutory registrations and their compliance 

 

About Us  

Karza Technologies, is a FinTech startup, set to create products that transform the way banking and financial institutions lend monies. The sole purpose of Karza is to empower lending institutions with integrated cloud-based solutions for informed and intelligent lending decision by addressing critical issues of NPAs and Loan Frauds by unleashing the potential of Big Data.