Senior Credit Analyst

People First Recruitment
South East London, UK
23 Mar 2019
27 Feb 2019
Job Role
Credit Manager
Contract Type
Level of qualification
Newly qualified, Qualified
Job Title:
Senior Credit Analyst

To £70k

London Status: Permanent Reporting To: Head of Credit Risk The Purpose of Your Role: Supporting the Head of Credit Risk to manage credit risks while assisting in the process of putting profitable business on books. Your Key Responsibilities
• To provide high quality and independent credit risk assessments and recommendations for corporate, financial institution and sovereign counterparties, issuers and clients, particularly in the area of trade finance
• To provide comprehensive and accurate credit analysis of country risks
• To provide technical support, advice and assistance to all business Areas on all credit related matters
• To provide advice in respect of the structuring of prospective transactions and guidance in respect of the completion of credit proposals to ensure all risks are identified in an efficient manner
• To maintain a keen interest and awareness of market trends in international business including key trends and events in the UK and international credit markets
• To assist with arranging of Credit Committee meetings and approvals and the presentation of credit proposals to Head Office
• To assist in establishing and maintaining credit risk management controls, systems and procedures that meet the requirements of the regulators and external auditors
• To monitor adherence to approved credit limits and to ensure that the Head of Credit Risk and the Head of Risk are informed of all material excesses on the same working day as identified
• To ensure that all credit risks are properly monitored and controlled and to ensure that the credit limits are all formally reviewed as internal policies
• To minimise the time taken between problem recognition and cash recovery. To undertake regular monitoring and review of 'problem loans'
• To liaise with the Head Office regarding credit risk issues and to assist with Head Office reporting
• To assist with the review and development of policies and procedures The Skills, Experience and Qualifications You Need
• Educated to degree and/or appropriate professional qualification level
• Strong experience in analyzing credit risks of all types, with particular emphasis on UK / Western European markets
• A sound understanding of a broad range of wholesale lending products
• A basic understanding of market risks and operational risks would be an advantage
• Excellent communication skills, both written and verbal, in English and Mandarin (advantage but not essential)
• Good team skills, in particular the ability to work closely with the business areas while retaining independence
• An ability to shoulder responsibility, show initiative, make decisions and work under pressure
• Strong problem solving skills We would be grateful if you could send your CV as a Word document. If your application is successful, you will be contacted within 7 days. We regret that due to the high volume of applications we receive we cannot provide feedback on individual CVs. Please note that we can only consider candidates who are eligible to work in the UK and are able to provide relevant supporting documentation. People First (Recruitment) Limited acts as an employment agency for permanent and fixed term contract recruitment and as an employment business for the supply of temporary workers. Please note that by applying for this job you accept our Terms of Use and Privacy Policy which can be found on our website.