An outstanding new role with an exciting new start up We are currently on the lookout for an experienced Head of Credit with Bridging experience. The right candidate will work with and directly report to Risk Director. This role is a great opportunity for someone who is enthusiastic and keen to progress their career in a fast-growing financial technology business. You will be joining the business at a very exciting time of well supported rapid growth and product development, among hard-working talented people who are passionate about what they do. You will be working closely with an evolving team incorporating Commercial, Risk, Compliance, Relationship Management, Legal and Product teams within the business and have to be comfortable in dealing with stakeholders at all levels of seniority. There are also lots of opportunities to get involved in developing and enhancing further the company's Risk function. The existing Credit team is currently a very efficient team of three, taking full responsibility for the underwriting of all new proposal, reporting on performance of the existing portfolio, management of problem lending cases and recoveries. A s Head of Credit, you will be an integral and senior member of the Risk Team and be primarily responsible for the day to day management of the credit function. These responsibilities include the following: The credit integrity and performance of the lending book. Implementing creditor policy and lending guidelines. Ensuring we remain within our lending appetite. Create a centre of excellence and expertise with the necessary skills to support to business. Line management of the Credit Analysts / Managers within the credit team. Approval of proposals within own Delegated Lending Authority. Review proposals above Delegated Lending Authority and submit for approval to the Risk Director / Board Risk Committee with supporting paper. Lead deal forum meetings with Bridging Team. Provide ad-hoc credit advice and support in respect of any prospective proposition. Implementation of SLA's with ongoing monitoring to to ensure compliance. Taking appropriate action in respect of any for breaches. Lead continual improvement of the credit and recovery process to ensure customer / stakeholder expectations are exceeded at all times. The ideal candidate will have a solid understanding of the Bridging Loan arena and be focused on their long term career goals. Its a great opportunity for personal development.