Credit Risk Analyst Kent £30,000 - £65,000 Competitive Benefits A leading retail financial service provider is seeking a Collections Analyst to join its Strategic Credit Risk team. This is the chance to mix analytics with decision making and a great role for any technically strong Credit Risk Analyst with a strong sense for the commercials. You will have the freedom to carry ideas through from design to implementation in an environment with no red tape; innovation has major value here and if you can bring it you will certainly see yourself grow with the company in this exciting period. THE COMPANY A growing lender building out their Collections Analytics function. Their is huge scope to optimise and develop new strategies across the full collections life-cycle including early-warning indicators, contact strategies, frequency and tone strategies whilst prioritising the customer journey and experience. THE ROLE: Collate, manipulate and analyse data to provide commercial insights Manage end-to-end strategic initiatives across the full Collections cycle With managerial support, own major projects focusing on collections policies and control Use test and learn approach to improve performance of strategies Drive step-change improvement in data and analysis across the Collections function Development of new reporting systems and system optimisation YOUR SKILLS AND EXPERIENCE: Numerate University degree with analytical background Strategic thinker with a commercial mindset Strong coding experience, preferably in SAS but alternatively in SQL Experience in a similar role within a collections role BENEFITS: £30,000 - 60,000/yr dependant on experience Competitive Benefits Highly skilled specialist team Brand new office space KEYWORDS: Credit Risk Analyst, Strategy, Portfolio, SAS, SQL, Credit Card, Collections, Analysis, SAS, Insights, Policy, Portfolio Analytics, Arrears, Early Warning indicators, Contact Strategies